feat(monitoring): generate daily tasks and optimize heartbeat writes

Adds a MonitoringDailyTaskWorker that materializes and dispatches
daily collect tasks from active subscription/desktop-client state,
with per-run atomic metrics and a Prometheus collector. Dashboard
and question-detail APIs now surface a platform_authorization_status
so the UI can distinguish no-desktop-client, no-authorized-platforms,
and authorized states; quota/access-state lookups resolve by request
workspace instead of tenant.

Hardens heartbeat: a desktop_client_primary_leases table gives
per-(tenant, workspace) sticky primary selection, read-mostly lease
resolution avoids a per-heartbeat transaction, and unchanged platform
access reports skip snapshot upserts outside a 10-minute refresh
window. Adds heartbeat primary/snapshot metrics exposed via
token-protected tenant-api /api/internal/metrics endpoints plus
Prometheus. Monitoring quota seed is removed from dev-seed since
daily plans now derive from desktop bindings, and the projection
uses the canonical six-platform catalog so platforms with zero
samples still render.

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>

server/migrations_monitoring/20260424133000_add_monitoring_pending_platform_reconcile_index.down.sql

@@ -0,0 +1 @@
+DROP INDEX IF EXISTS idx_collect_tasks_pending_platform_reconcile;

server/migrations_monitoring/20260424133000_add_monitoring_pending_platform_reconcile_index.up.sql

@@ -0,0 +1,4 @@
+CREATE INDEX IF NOT EXISTS idx_collect_tasks_pending_platform_reconcile
+    ON monitoring_collect_tasks (tenant_id, business_date, ai_platform_id)
+    WHERE collector_type = 'desktop'
+      AND status = 'pending';