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Previously AI point cost was computed from request (input) characters at reservation time. Switch to reserving a single point up front and settling the final cost from the generated output length on completion. - Reserve 1 point (or FixedPoints) instead of pricing on request chars - On completion, recompute points from output chars vs base chars, update the reservation amounts, and post a ledger delta for the top-up/refund; invalidate the workspace quota summary cache - MarkCompleted now persists final request_chars/base_chars/points - Use ceil division in calculateAIPointCost so an exact base boundary charges one point instead of rolling over - Thread output text through all CompleteAIPoints callers (article selection, KOL assist, question expansion, template assist, compliance judge) and return the settled reservation - Add unit tests plus an integration test gated on TEST_DATABASE_URL - Update the user manual: billing is by output characters Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>
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